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      • English
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    • Who we are
      • ABOUT US
        • Companies & Values
        • Leadership Team
        • Offices & Subsidiaries
        • All TXT Companies
        • A new era for TXT
      • AT A GLANCE​
        • News & Press Releases
        • Event Calendar
        • Passion for Innovation
        • Strong Partnerships
        • Committed to quality
      • YOUR GLOBAL DIGITAL ENABLER​
        • Smart Solutions​
        • Digital Advisory​
        • Software Engineering​
    • Industries & Technology
      • OUR MARKETS​ ​
        • Aerospace & Defence​
        • Industrial & Automotive​
        • Government & Public Sector​
        • Fintech
        • Telco​
      • TECHNOLOGY
        • AI & Advanced Analytics​
        • Extended Reality
        • Internet of Things
        • Cybersecurity​
        • Edge Computing (Cloud)​
        • Simulation​ & Training
        • Real–time​
        • Customer Experience​
    • Careers
      • COMPANY LIFE
        • Discover Our Mission
        • Life at TXT
      • CURRENT VACANCIES
        • All Open Vacancies
        • Opportunities for Students
    • Investors
      • INVESTORS
        • Financial News & Calendar
        • Financial Reports
        • Financial Presentations
        • Financial Analysts Coverage
        • TXT Investors' Club
        • Internal Dealing
        • Investors' FAQ
        • Shareholders’ Meeting
        • Corporate Governance
        • Share Buy Back
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      FinTech

      Payment Solutions & Innovation

      • What We Do
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      • Payment Solutions
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      • Payment Solutions

      Innovative Solutions for Digital Payments

      We are focused in providing the market with innovative digital solutions for payments and for the management of different transactions related to meal vouchers, loyalty/fidelity programs and other e-commerce operations. Our solutions are available for POS, Smart POS (Android)
      or offered through web and e-commerce applications as value-added IOS / Android apps for smart devices.

      Our offering relies on a proprietary gateway and on an open platform that allows Solution Providers to enable and manage their proposals in an efficient and smart way. By leveraging our market knowledge and experienced software factory dedicated to innovative solutions for
      payments and digital transactions, we are partner of choice for the development of software and Apps tailored for Banks, Financial Institutions, Service Providers, Large-scale Distributors, Retailers.

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      Contact Us

      Discover
      our Solutions

      Browse our solutions for payments, meal vouchers,
      loyalty programs and terminal management.

      Raggruppa 1144

      iBP: Innovative, Multi-issuer Meal Voucher Platoform

      Our solution for the spending of electronic
      & paper meal vouchers, also through your mobile app.

      Unione 5

      FCMS: Fidelity Card Management System

      Our solution for the smart management of loyalty programs and fidelity card.

      Unione 3

      ATMS: Assiopay Terminal Management System

      Innovative system for the management of digital services provided through terminals.

      iBP: Innovative, Multi-issuer Meal Voucher Platform

      iBP is the solution designed for the smart management of meal voucher spending processes, also through the mobile App of each user. The solution is available for POS, Smart POS (Android) and e-commerce applications and fits all different types of meal vouchers, both electronic and paper format, issued by different Issuers.
      iBP offers several innovative features as:

      - Electronic Meal Voucher Expenditure & Balance Adjustment;
      - Paper Voucher Validation;
      - Reports Preparation;
      - Configuration of operating parameters.

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      Request Demo

      The Advantages of Our Smart Platform: 

      Innovative One-size-fits- all’ App

      Our solution fits all the different vouchers issued by different Issuers

      Simplified Service
      Management

      Smart & innovative management of newly issued cards and evolving services

      Voucher loss& theft risk mitigation

      Real-time monitoring and authenticity check of paper and electronic meal vouchers

      Service Management
      & Customization

      Smart & remote management of services provided through one unique App

      Quick, Real-Time
      accounting

      Maximize the efficiency of treasury and cash flows with our innovative solution

      iBP Service & Security Level:

      We ensure the highest service level leveraging latest technologies and a proprietary gateway to provide our customers with the best-in-class solution for the management of meal vouchers spending process.

      In addition to the services provided to guarantee efficiency and business continuity with the advantages of a customized and managable solution, iBP relies on the highest security standards:

      SSL (Secure Sockets Level) and MAC (Message Authentication Code) technologies: all transactions from POS, smart POS and web app toward Assiopay’s gateway and the hosts’ systems are secured by the usage of latest technologies, and the proprietary gateway allows the benefit of use secret algorithms and encryption keys.

      FCMS: Fidelity Card Management System

      ATMS is the Assiopay proprietary solution designed for:

      - Offline storage of fidelity transactions with subsequent submission in case of no connectivity.
      - Communication interface with managerial systems.
      - Transactions status with detailed reports with change/update of every single terminal settings available on the web portal.

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      Request Demo

      ATMS: Assiopay Terminal Management System

      ATMS is the Assiopay proprietary solution designed for:

      - Remote maintenance of terminals;
      - Signature capture service & receipts digitisation;
      - Storage of digital receipts;
      - Remote management & monitoring of terminals;
      - Remote configuration of the App.

       

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      TXT Payment Solutions Management Team

      Andrea Serra

      Head of Digital payments solutions Founder/CEO of Assiopay - a TXT company

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      TXT is an international IT Group, end-to-end provider of consultancy, software services and solutions, supporting the digital transformation of customers’ products and core processes. With a proprietary software portfolio and deep expertise in vertical domains, TXT operates across different markets, with a growing footprint in Aerospace, Aviation, Defense, Industrial, Government and Fintech.


      TXT is headquartered in Milan and has subsidiaries in Italy, Germany, the United Kingdom, France, Switzerland and the United States of America. The holding company TXT e-Solutions S.p.A, has been listed on the Italian Stock Exchange, STAR segment (TXT.MI), since July 2000.


      P.IVA 09768170152

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      TXT E-SOLUTIONS S.P.A.

      Via Milano 150 - 20093 Cologno Monzese (MI), Italy

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      + 39 02 257711

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